Is there any way I can access my pension fund ?

Yes, provided it is an AVC fund that is connected to an occupational pension scheme or an buy-out bond paid by AVC’s

Section 782A Taxes Consolidation Act (TCA) 1997 provides members of occupational pension schemes with a three-year window of opportunity from 27 March 2013 (i.e. the date of passing of Finance Act 2013) during which they can opt to draw down, on a once-off basis, up to 30% of the accumulated value of certain additional voluntary contributions (AVCs). Amounts transferred to scheme members in accordance with this section are taxed at source by the administrator as Schedule E emoluments under PAYE at 41%. No USC or PRSI is deducted

This may be to your advantage if you are paying no tax or paying tax at 20% rate in a tax year.

See the following link http://www.revenue.ie/en/tax/it/pre-retirement.html

Any queries call me on 091 763817